Goto

Collaborating Authors

 income level



Distributed Causality in the SDG Network: Evidence from Panel VAR and Conditional Independence Analysis

arXiv.org Machine Learning

The achievement of the 2030 Sustainable Development Goals (SDGs) is dependent upon strategic resource distribution. We propose a causal discovery framework using Panel Vector Autoregression, along with both country-specific fixed effects and PCMCI+ conditional independence testing on 168 countries (2000-2025) to develop the first complete causal architecture of SDG dependencies. Utilizing 8 strategically chosen SDGs, we identify a distributed causal network (i.e., no single 'hub' SDG), with 10 statistically significant Granger-causal relationships identified as 11 unique direct effects. Education to Inequality is identified as the most statistically significant direct relationship (r = -0.599; p < 0.05), while effect magnitude significantly varies depending on income levels (e.g., high-income: r = -0.65; lower-middle-income: r = -0.06; non-significant). We also reject the idea that there exists a single 'keystone' SDG. Additionally, we offer a proposed tiered priority framework for the SDGs namely, identifying upstream drivers (Education, Growth), enabling goals (Institutions, Energy), and downstream outcomes (Poverty, Health). Therefore, we conclude that effective SDG acceleration can be accomplished through coordinated multi-dimensional intervention(s), and that single-goal sequential strategies are insufficient.


Culture Affordance Atlas: Reconciling Object Diversity Through Functional Mapping

arXiv.org Artificial Intelligence

Culture shapes the objects people use and for what purposes, yet mainstream Vision-Language (VL) datasets frequently exhibit cultural biases, disproportionately favoring higher-income, Western contexts. This imbalance reduces model generalizability and perpetuates performance disparities, especially impacting lower-income and non-Western communities. To address these disparities, we propose a novel function-centric framework that categorizes objects by the functions they fulfill, across diverse cultural and economic contexts. We implement this framework by creating the Culture Affordance Atlas, a re-annotated and culturally grounded restructuring of the Dollar Street dataset spanning 46 functions and 288 objects publicly available at https://lit.eecs.umich.edu/CultureAffordance-Atlas/index.html. Through extensive empirical analyses using the CLIP model, we demonstrate that function-centric labels substantially reduce socioeconomic performance gaps between high- and low-income groups by a median of 6 pp (statistically significant), improving model effectiveness for lower-income contexts. Furthermore, our analyses reveals numerous culturally essential objects that are frequently overlooked in prominent VL datasets. Our contributions offer a scalable pathway toward building inclusive VL datasets and equitable AI systems.



Quantifying the Social Costs of Power Outages and Restoration Disparities Across Four U.S. Hurricanes

arXiv.org Artificial Intelligence

The multifaceted nature of disaster impact shows that densely populated areas contribute more to aggregate burden, while sparsely populated but heavily affected regions suffer disproportionately at the individual level. This study introduces a framework for quantifying the societal impacts of power outages by translating customer weighted outage exposure into deprivation measures, integrating welfare metrics with three recovery indicators, average outage days per customer, restoration duration, and relative restoration rate, computed from sequential EAGLE I observations and linked to Zip Code Tabulation Area demographics. Applied to four United States hurricanes, Beryl 2024 Texas, Helene 2024 Florida, Milton 2024 Florida, and Ida 2021 Louisiana, this standardized pipeline provides the first cross event, fine scale evaluation of outage impacts and their drivers. Results demonstrate regressive patterns with greater burdens in lower income areas, mechanistic analysis shows deprivation increases with longer restoration durations and decreases with faster restoration rates, explainable modeling identifies restoration duration as the dominant driver, and clustering reveals distinct recovery typologies not captured by conventional reliability metrics. This framework delivers a transferable method for assessing outage impacts and equity, comparative cross event evidence linking restoration dynamics to social outcomes, and actionable spatial analyses that support equity informed restoration planning and resilience investment.


Towards Equitable AI: Detecting Bias in Using Large Language Models for Marketing

arXiv.org Artificial Intelligence

The recent advances in large language models (LLMs) have revolutionized industries such as finance, marketing, and customer service by enabling sophisticated natural language processing tasks. However, the broad adoption of LLMs brings significant challenges, particularly in the form of social biases that can be embedded within their outputs. Biases related to gender, age, and other sensitive attributes can lead to unfair treatment, raising ethical concerns and risking both company reputation and customer trust. This study examined bias in finance-related marketing slogans generated by LLMs (i.e., ChatGPT) by prompting tailored ads targeting five demographic categories: gender, marital status, age, income level, and education level. A total of 1,700 slogans were generated for 17 unique demographic groups, and key terms were categorized into four thematic groups: empowerment, financial, benefits and features, and personalization. Bias was systematically assessed using relative bias calculations and statistically tested with the Kolmogorov-Smirnov (KS) test against general slogans generated for any individual. Results revealed that marketing slogans are not neutral; rather, they emphasize different themes based on demographic factors. Women, younger individuals, low-income earners, and those with lower education levels receive more distinct messaging compared to older, higher-income, and highly educated individuals. This underscores the need to consider demographic-based biases in AI-generated marketing strategies and their broader societal implications. The findings of this study provide a roadmap for developing more equitable AI systems, highlighting the need for ongoing bias detection and mitigation efforts in LLMs.


Double Jeopardy and Climate Impact in the Use of Large Language Models: Socio-economic Disparities and Reduced Utility for Non-English Speakers

arXiv.org Artificial Intelligence

Artificial Intelligence (AI), particularly large language models (LLMs), holds the potential to bridge language and information gaps, which can benefit the economies of developing nations. However, our analysis of FLORES-200, FLORES+, Ethnologue, and World Development Indicators data reveals that these benefits largely favor English speakers. Speakers of languages in low-income and lower-middle-income countries face higher costs when using OpenAI's GPT models via APIs because of how the system processes the input -- tokenization. Around 1.5 billion people, speaking languages primarily from lower-middle-income countries, could incur costs that are 4 to 6 times higher than those faced by English speakers. Disparities in LLM performance are significant, and tokenization in models priced per token amplifies inequalities in access, cost, and utility. Moreover, using the quality of translation tasks as a proxy measure, we show that LLMs perform poorly in low-resource languages, presenting a ``double jeopardy" of higher costs and poor performance for these users. We also discuss the direct impact of fragmentation in tokenizing low-resource languages on climate. This underscores the need for fairer algorithm development to benefit all linguistic groups.


Be More Real: Travel Diary Generation Using LLM Agents and Individual Profiles

arXiv.org Artificial Intelligence

Human mobility is inextricably linked to social issues such as traffic congestion, energy consumption, and public health; however, privacy concerns restrict access to mobility data. Recently, research have utilized Large Language Models (LLMs) for human mobility generation, in which the challenge is how LLMs can understand individuals' mobility behavioral differences to generate realistic trajectories conforming to real world contexts. This study handles this problem by presenting an LLM agent-based framework (MobAgent) composing two phases: understanding-based mobility pattern extraction and reasoning-based trajectory generation, which enables generate more real travel diaries at urban scale, considering different individual profiles. MobAgent extracts reasons behind specific mobility trendiness and attribute influences to provide reliable patterns; infers the relationships between contextual factors and underlying motivations of mobility; and based on the patterns and the recursive reasoning process, MobAgent finally generates more authentic and personalized mobilities that reflect both individual differences and real-world constraints. We validate our framework with 0.2 million travel survey data, demonstrating its effectiveness in producing personalized and accurate travel diaries. This study highlights the capacity of LLMs to provide detailed and sophisticated understanding of human mobility through the real-world mobility data.


A Deep Dive into the Factors Influencing Financial Success: A Machine Learning Approach

arXiv.org Artificial Intelligence

This paper explores various socioeconomic factors that contribute to individual financial success using machine learning algorithms and approaches. Financial success, a critical aspect of all individual's well-being, is a complex concept influenced by various factors. This study aims to understand the determinants of financial success. It examines the survey data from the National Longitudinal Survey of Youth 1997 by the Bureau of Labor Statistics (1), consisting of a sample of 8,984 individuals's longitudinal data over years. The dataset comprises income variables and a large set of socioeconomic variables of individuals. An in-depth analysis shows the effectiveness of machine learning algorithms in financial success research, highlights the potential of leveraging longitudinal data to enhance prediction accuracy, and provides valuable insights into how various socioeconomic factors influence financial success. The findings highlight the significant influence of highest education degree, occupation and gender as the top three determinants of individual income among socioeconomic factors examined. Yearly working hours, age and work tenure follow as three secondary influencing factors, and all other factors including parental household income, industry, parents' highest grade and others are identified as tertiary factors. These insights allow researchers to better understand the complex nature of financial success, and are also crucial for fostering financial success among individuals and advancing broader societal well-being by providing insights for policymakers during decision-making process.


Predicting Diabetes with Machine Learning Analysis of Income and Health Factors

arXiv.org Artificial Intelligence

In this study, we delve into the intricate relationships between diabetes and a range of health indicators, with a particular focus on the newly added variable of income. Utilizing data from the 2015 Behavioral Risk Factor Surveillance System (BRFSS), we analyze the impact of various factors such as blood pressure, cholesterol, BMI, smoking habits, and more on the prevalence of diabetes. Our comprehensive analysis not only investigates each factor in isolation but also explores their interdependencies and collective influence on diabetes. A novel aspect of our research is the examination of income as a determinant of diabetes risk, which to the best of our knowledge has been relatively underexplored in previous studies. We employ statistical and machine learning techniques to unravel the complex interplay between socio-economic status and diabetes, providing new insights into how financial well-being influences health outcomes. Our research reveals a discernible trend where lower income brackets are associated with a higher incidence of diabetes. In analyzing a blend of 33 variables, including health factors and lifestyle choices, we identified that features such as high blood pressure, high cholesterol, cholesterol checks, income, and Body Mass Index (BMI) are of considerable significance. These elements stand out among the myriad of factors examined, suggesting that they play a pivotal role in the prevalence and management of diabetes.